Boat Insurance

Protect your boat

Everyone will agree that boats cost a lot of money and it is simply for this reason that they need insurance too. The high cost of getting a boat is enough reason to take out insurance on it and protect yourself from any loss as a result of any untoward event. Boat insurance covers the damage that occurs as a result of any damage, loss, or destruction to the boat as a result of theft, accident, or natural disaster. The insurance will also give protection against third-party liabilities which might occur due to injuries to other people.

In simple terms, boat insurance is a contract between the boat owner and the insurer in which the insurance provider will provide financial coverage for all the boat against loss or accidents.

Why Let Us Handle Your Insurance

Quick Issuance

Insurance is something you should have once you get the boat and we can help you get your insurance within days. We have access to all the right insurance providers, and it is simply a matter of submitting certain documents and inspection before you get the coverage you need. It is important to have insurance before you take your boat on water and we can make sure of that.

No Extra Charges

We don’t charge you any extra or hidden fee for helping you get the insurance you need, and we make sure the insurance provider does not charge you a pound higher than what you are expected to pay. We make sure you understand every term, and we ensure that the premiums are not overvalued.

Easy Renewal

It is important to renew your insurance policy even before it expires because being without insurance even for a split second can be dangerous. Thus we help you fast track the renewal to ensure you are protected at all times.

Support

We are available to guide you through your insurance policy and explain anything you don’t understand to you. Our team is available to make sure any unclear issue is explained till you fully understand it, and you can count on us every time.

Our insurance services

As your insurance agent, we help you with the following:

Find the suitable insurance service provider

We connect you with the insurance providers that offer boat insurance. We help you find that suitable insurance provider who will give the kind of policy with the coverage you need.

Get a suitable and comprehensive insurance policy

Every boat owner uses their boat differently, and how you use your boat determines the insurance you will get. We don’t adopt a one size fit all approach in our coverage and make sure that the insurance policy you get is the best for you.

Renewal or Switch of Insurance

If your insurance has expired or the one you are currently on does not provide the kind of protection that your boat needs, we can help you renew, renegotiate, or switch insurance to a more suitable one

Negotiate the premiums with the insurance provider

We understand boats and know much about boat insurance should cost in each situation so we can help you negotiate the right package. By being in charge of your insurance, we make sure you don’t pay a dime more than necessary.

File claims to recover damages

We help you fast track your settlement for damages by filing the claim as soon as necessary and ensuring that the insurance company acts fast too.

There are several types of insurance in place that you can try. They include;

Third-Party Insurance

This is third insurance that protects the boat owner from any legal obligation that may arise due to damage to a third party. The third-party can be a property or a person. With a third party boat insurance, you will be protected against any liabilities you might have incurred by causing accidental damage to another person’s property and the accidental injury caused to another person, including death. This form of insurance is usually compulsory as it is only for your protection but also the safety of other people.

Comprehensive boat insurance

This is an insurance that protects you from any damage to your boat as well as third party liabilities.  It will protect your boat from fire, theft, natural disasters, man-made disasters, malicious activities, and many more. It will also protect by giving you personal accident cover if you sustain injuries while using your boat. It is the best form of insurance that you can get because it will cover every liability that may likely arise.

DISCLAIMER. THIS INFORMATION IS ONLY AVAILABLE AS A GENERAL GUIDE ON THE GOVERNMENT POLICIES. IT IS DERIVED FROM THE OFFICIAL AUSTRALIAN GOVERNMENT SOURCES. WE DO NOT BEAR ANY RESPONSIBILITY FOR THE COMMENTARY AND ANALYSIS OF THIS PUBLIC DOMAIN INFORMATION NOR ANY LIABILITY FOR HOW THE FACTS ARE INTERPRETED. IT IS RECOMMENDED THAT YOU SPEAK WITH AN ACCOUNTANT OR FINANCIAL ADVISOR TO GET PRECISE INFORMATION AND ADVICE ON YOUR SITUATION.

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